Investors & Partners
Software that works where
connectivity doesn't.
Nsembe builds offline-first software for African schools and SMEs, and credit risk models for institutions. Nsembe SMS is live in 4 schools serving 1,000 students, with no outage reported since deployment.

4
Schools live
3 Pro Ed campuses + Hebron Christian Academy
1,000
Students
Across Lusaka, Muchinga, Eastern provinces
5,000+
Records managed
Fees, receipts and attendance
0
Outages reported
Since first deployment, by design (offline-first)
Top 20
BongoHive IGNITE
Selected after the Top 40 stage
The problem
Schools and small businesses are expected to run on software that assumes a connection they don't have.
Cloud-only school and accounting systems stop working when connectivity or power does, especially outside major towns. Teams fall back to paper and spreadsheets, and owners lose sight of fees, cash and attendance.
Nsembe's systems run locally first and sync later. That is why our school deployments have reported no outages since going live.
Offline-first
Systems run locally and sync when a connection is available. Power cuts and weak networks don't stop a school's day.
Built in Zambia
Designed around how Zambian schools and SMEs actually work: cash and mobile money fees, paper receipts, multi-campus owners.
Proven in the field
Each feature comes from a real problem at a deployed site. Automated receipts exist because a manager once spent four hours finding one.
Deployments
Live customers
Nsembe SMS runs across 5 locations in Lusaka, Muchinga, Eastern provinces, from Lusaka to Nakonde on the Tanzanian border.

Pro Ed Academy
3 campuses: Nakonde, Chinsali and Lusaka

Hebron Christian Academy
Chipata · live since 16 September 2026

What we sell
Three lines, three audiences
Schools
Nsembe SMS
Deployed · lead product
Offline-first school management system with fee tracking, automated receipts, daily ledger and drop-out risk alerts. 1,000 students across Pro Ed Academy (3 campuses) and Hebron Christian Academy (live 16 September 2026).
SMEs
Nsembe Books
Live
E-invoicing, quotes and basic accounts for SMEs. ZRA Smart Invoice integration is next on the roadmap.
Financial institutions & corporates
Credit Risk & ECL Modelling
Delivered · consulting
IFRS 9-aligned expected credit loss models. Delivered to Tata Zambia (ageing-based model).
Also from Nsembe · MVP live
ZBIIP: green and biodiversity investment, measured properly
The Zambia Biodiversity Intelligence & Investment Platform helps green and biodiversity projects become investor-ready, and gives investors a consistent, source-cited view of each one. Built and run by Nsembe.
- Readiness scorecard, pitch deck and business model, each figure traceable to a cited source
- Twelve assessment engines including ESG, carbon, biodiversity credits, green finance taxonomy and IFRS S1/S2
- Free for project owners; investor access by invitation

Roadmap
What's next
Next
ZRA Smart Invoice for Nsembe Books
Integration with ZRA Smart Invoice so SME invoices are tax-compliant at source.
Pipeline
2 more schools
Nsembe SMS roll-outs in discussion with further schools.
In development
School Server OS
A Raspberry Pi-based local server so schools without reliable power or internet can run Nsembe SMS on low-cost hardware.
Released
Clinic OS (free, CSR)
A free, offline clinic management app for small clinics and rural health centres.
Partner with us
Ways to work with Nsembe
We work with investors, operators and institutions who want reliable software in places the big platforms don't reach.
Investors
Back the expansion of Nsembe SMS across Zambian private schools, and the build-out of Nsembe Books for SMEs.
We can share deployment data, product demos and our growth plan on request.
School groups & distributors
Roll out Nsembe SMS across multiple campuses, or resell and support it in your region.
Pilot terms and onboarding support available.
Financial institutions
Commission IFRS 9 expected credit loss models, or partner on school-fee and SME finance built on real transaction data.
Engagements scoped per institution.
Green finance & impact partners
Use ZBIIP to source and assess investor-ready biodiversity and green projects.
Investor access to ZBIIP is by invitation.
Institutional programmes
Selected into competitive programmes
ZICTA
2026 ICT Innovation Programme
Top 100 of 1,000+ applicants
BongoHive IGNITE
Digital Economy Incubator & Accelerator
Top 20, selected after the Top 40 stage
Let's talk
For investment, partnerships or pilots, contact us directly. We can share demos and deployment data on request.